Banking¶
Business bank accounts, credit facilities, and banking relationships.
Overview¶
Documentation of banking relationships, account structures, and financial facilities.
Note: Do NOT store actual account numbers or credentials here. Use password manager.
Bank Accounts¶
Operating Accounts¶
- Primary checking account
- Bank name and branch
- Account purpose
- Signatories
- Link to online banking
Savings & Reserves¶
- Reserve accounts
- Interest-bearing accounts
- Purpose and target balances
Merchant Accounts¶
- Payment processing accounts
- Settlement accounts
- Chargeback reserves
Credit Facilities¶
Business Credit Cards¶
- Card issuer
- Card purpose/usage
- Credit limit
- Payment terms
- Rewards program
Lines of Credit¶
- Lender
- Credit line amount
- Terms and conditions
- Draw process
- Repayment terms
Loans¶
- Loan purpose
- Principal amount
- Interest rate
- Payment schedule
- Collateral
Banking Contacts¶
Document relationships: - Relationship manager - Contact information - Services provided - Review schedule
Related¶
- See
40_vendors/services/for payment processors and merchant services - See
20_finance/accounting/for bank reconciliation process